If you’re thinking of studying in Malta, it’s not just tuition you need to plan for; living costs can have a big impact on your monthly budget. While Malta offers a high quality of life, it’s important to know what you’ll realistically spend so you can prepare smartly. Here’s a breakdown of key expenses, typical monthly costs, and budget tips.

Average Monthly Living Expenses in Malta

Below is a realistic cost estimate for a single international student living in Malta. Costs can vary by city. Sliema, St. Julian’s, and Valletta tend to be more expensive, while towns further inland are more budget-friendly.

Key Factors That Impact Your Cost

1. Accommodation Choice: 

• Shared flats are significantly cheaper than private studios.
• Location matters: areas like Sliema or Valletta are more expensive.
• On-campus residences can be more predictable, but availability is limited.

2. Lifestyle Habits:

• Cooking at home vs eating out frequently
• How much you socialize, travel around, or use paid services

1. Transport Usage:

• Do you need to commute daily?
• Do you prefer the bus or walking / cycling?

3. Utilities Consumption:

• Shared flats usually split utility bills, which helps
• High consumption (AC, heating) will raise costs

4. Healthcare Coverage:

• Whether you opt for a basic or more comprehensive health insurance plan
• Any additional medical or dental visits

Smart Money-Saving Tips for Students in Malta

• Choose shared housing: Splitting rent with roommates is one of the biggest ways to reduce costs.
• Cook more, eat out less: Use local markets or budget supermarkets for groceries.
• Be selective with utilities: Energy-efficient usage (like using lights wisely, minimizing heating) helps.
• Use student discounts: On entertainment, cultural sites, and transport.
• Look for part-time work: If allowed, working while studying can help with monthly expenses.

Malta’s cost of living for students is reasonable and predictable, especially when compared to many Western European destinations. With a monthly budget of €700–€1,300, you can cover most essential costs without compromising on experience. Your actual spending will depend a lot on your choices like where you live, how you eat, and how you get around. If you’re planning to study in Malta and want help creating a realistic budget, finding accommodation, or even estimating how much money to bring, Entri Fly can support you every step of the way.